15/09/2026

Harpenden BS - two SIPP Cash deposit savings accounts!

By on September 15, 2026
Harpenden BS - two SIPP Cash deposit savings accounts!

Harpenden BS - two SIPP Cash deposit savings accounts!

Harpenden Building Society has two Cash SIPP savings accounts, giving advisers and SIPP providers secure cash options for pension portfolios.
 
 
 

35 Days' Notice - SIPP Cash Deposit (Issue 1)

2.75% Gross PA / AER* Variable
  • Variable rate savings account
  • Interest calculated daily and added annually
  • Minimum balance £10,000 up to £1,000,000
  • Withdrawal or closure require at least 35 days' notice
  • Accounts can be opened by post or online by SIPP administrators only

Instant Access - SIPP Cash Deposit (Issue 1)

2.50% Gross PA / AER* Variable
  • Variable rate savings account
  • Interest calculated daily and added annually
  • Minimum balance £10,000 up to £1,000,000
  • Accounts can be opened by post or online by SIPP administrators only
Rates current at time of publishing. All SIPP savings accounts are subject to availability, product-specific terms and conditions apply. *The gross rate is the rate before deducting tax at the rate applicable to savings income. The annual equivalent rate (AER) is a notional rate which illustrates what the gross interest rate would be if the interest was paid and added to the account annually. Harpenden Building Society is not authorised to provide investment and pension advice.


Why choose Harpenden?

  • Transparent rates - designed to support advisers delivering value to clients
  • Clear processes and account structure for SIPP operators and administrators
  • Dedicated support for SIPP providers - ensuring smooth onboarding and servicing
  • Deposits held with a long-established UK building society - providing security and trust.

Available accounts

  • Minimum opening and operating balance: £10,000.
  • Maximum investment: £1,000,000.
  • No monthly fees.
  • Variable rates, with interest calculated daily and added annually.
  • Opened and managed online through an authorised SIPP administrator.
  • Available for single individual accounts only, not joint accounts.
  • Notice accounts require a set notice period (35 days) for withdrawals.

Harpenden focus on niche and complex savings and lending areas where advisers need flexibility and expertise, and they offer access to human decision-makers (imagine that) rather than automated processes.

They understand adviser needs and aim to ensure placing business with us is straightforward and efficient.  Their SIPP Instant Access and SIPP 35 Days' Notice accounts expand our specialist savings range, sitting alongside our Trust and Business savings products.

Complete Harpenden's survey about their SIPP products and be in with a chance of winning a £50 gift voucher - see the links below and want to know more about Harpenden's SIPP cash deposit accounts…book a call to speak to their team…takes 2 mins and their team will do the rest.

Harpenden Building Society is a member of the Building Societies Association. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Firm reference number: 157260.

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Please do not reply directly to this email as this mailbox isn't monitored and email is not a secure form of communication. If you have a query, please visit www.harpendenbs.co.uk for more details on how to contact us.Harpenden Building Society, Mardall House 9-11 Vaughan Road, Harpenden, Hertfordshire, AL5 4HU.