We're extending family linking | | | | | | | Transact are pleased to announce that from 1 April 2026, we're enhancing our family linking policy as part of our continued commitment to responsible pricing. | The enhancement follows feedback from advisers for more support around intergenerational planning and means Transact users will be able to link siblings, partners of siblings, and nieces and nephews automatically - making it easier to serve families and reduce costs. | When a link between family members is established, we use the value of the total linked assets when calculating the annual charge your clients pay for their Transact Portfolio. As our annual charge is tiered, and the charge rate reduces the more your clients invest, family linking can potentially reduce the annual charge rate they pay. | *(based on the average value over a 30-day monthly period). | | | | | | Benefits of family linking: | -
Potential reductions in platform costs for clients -
Make advice more accessible for family members with smaller portfolios -
Encourages intergenerational wealth planning conversations -
Helps nurture long-term client relationships -
Boosts retention as wealth passes between generations | Alongside family linking, Transact's full suite of tax wrappers, including Junior ISAs, Junior pensions, Offshore and Onshore Bonds, plus trusts and technical support, make Transact the natural home for intergenerational wealth planning. | | | | | | Transact is operated by Integrated Financial Arrangements Ltd, 4th Floor, 2 Gresham Street, London EC2V 7AD. Tel: (020) 7608 4900 Email: info@transact-online.co.uk Web: www.transact-online.co.uk. Registered office: as above; registered in England and Wales under number: 03727592. Authorised and regulated by the Financial Conduct Authority (entered on the Financial Services Register under number 190856). | | | | | | |
